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National Preparedness Month: Creating a Family Disaster Plan

When a storm is in the forecast it's natural to worry about your family and your home. You may already have supplies on hand and have talked about where you'd go if you needed to leave. Even with that preparation,…

American Traditions InsuranceSeptember 25, 2026

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Understanding Hurricane Deductibles and How They Work in Florida

When a hurricane damages your home, one of the first insurance questions is usually, “How much will we have to pay ourselves?” Your hurricane deductible is part of that answer, and a percentage on a policy page can be hard…

American Traditions InsuranceSeptember 25, 2026

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The Rising Cost of Home Repairs: How Does Inflation Impact Insurance Claims?

Quick answer: When the cost to repair or rebuild a home goes up, the cost of insurance claims goes up with it. If your policy's coverage limit hasn't kept up with today's prices, you could be stuck paying the difference…

American Traditions InsuranceAugust 25, 2026

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Identity Theft Protection: An Often-Overlooked Insurance Benefit

The short version: Identity theft protection is an optional coverage you can add to a home, condo, or renters policy. It doesn't stop theft from happening. What it does is help pay the costs of cleaning up the mess afterward,…

American Traditions InsuranceAugust 25, 2026

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What Happens After a Hurricane? Your Responsibilities Following a Property Loss

The short version: Your policy asks specific things of you after a storm: report the loss promptly, protect the property from further damage, document everything before you clean up, and keep your receipts. Florida law also sets deadlines for reporting…

American Traditions InsuranceAugust 25, 2026